What type of contract is understood without explicitly stated terms?

Implied contracts are agreements that are understood based on the actions, conduct, or circumstances of the parties involved rather than through explicit written or spoken terms. In legal contexts, when one party provides goods or services, and the other party accepts them without formal agreement, the law interprets this as an implied contract. For instance, when a patient visits a doctor, the patient's actions in seeking care imply an agreement to pay for the services rendered, even if no formal discussion about payment took place.

Expressed contracts, in contrast, have terms that are clearly stated, either verbally or in writing. Legal disability refers to a condition that prevents someone from entering into a contract, such as being a minor or mentally incompetent. Privileged communications involve confidential discussions, typically between a professional and a client, which are protected by law from disclosure in court. Thus, the concept of an implied contract is specifically focused on the understanding created by action rather than explicit terms, making it the correct answer.